About MJJ Risk
A specialist insurance brokerage operating across New Zealand and Australia, delivering tailored risk solutions for businesses that demand more.
Specialist brokerage, appointment-only approach.
MJJ Risk is a specialist insurance brokerage operating across New Zealand and Australia, delivering tailored risk and insurance solutions to businesses that demand more than a transactional approach. We partner with clients to design, negotiate, and manage insurance programmes that are commercially robust, strategically aligned, and built to perform when it matters most.
Founded by experienced brokers with deep domestic and international market expertise, MJJ Risk was established to challenge traditional broking models. Our focus is simple: provide clear advice, take ownership of outcomes, and leverage our market relationships to achieve superior results for our clients.
Appointment-only. Market-wide. Results-focused.
At MJJ Risk, we operate on an appointment-only model. This ensures we have full control of your insurance programme—allowing us to engage directly with incumbent insurers, access the broader market without restriction, and negotiate from a position of strength. The result is a more coordinated, efficient, and effective placement strategy that avoids market duplication and delivers optimal outcomes.
We go beyond quoting. Our process includes:
- Comprehensive risk reviews and coverage analysis
- Strategic market engagement across local and global insurers (including London markets)
- Structured underwriting submissions designed to maximise insurer response
- Detailed renewal reports with clear recommendations
- Ongoing claims advocacy and policy management
We advise on and place insurance across all major commercial lines.
In addition, we design and manage industry-specific schemes and master policy facilities, providing associations and member groups with exclusive coverage, pricing advantages, and consistent policy frameworks.
Technical expertise with commercial negotiation.
What sets MJJ Risk apart is our ability to combine technical expertise with commercial negotiation.
Market Influence
Strong relationships with leading insurers and underwriters across Australasia and internationally.
Structured Programmes
Proven capability in designing scheme facilities and master policies at scale.
Data-Driven Strategy
Leveraging claims data, exposure modelling, and underwriting insight to drive pricing and coverage improvements.
Client Advocacy
Acting as a true partner—before, during, and after placement, particularly when claims arise.
From SMEs to large corporates and industry associations.
We work with a broad range of clients—from established SMEs to large corporates and industry associations—often in complex or specialised sectors where standard insurance solutions fall short. Our clients value clarity, responsiveness, and a broker who takes ownership of the outcome.
Insurance as a strategic asset—not just a cost.
At MJJ Risk, we are committed to delivering insurance programmes that are not only competitive on price, but also technically sound and fit for purpose. We believe insurance should be a strategic asset to your business—not just a cost.