Tailored Protection, Expert Advice.
MJJ Risk is a New Zealand-focused insurance brokerage providing tailored commercial and specialty risk solutions for businesses, professionals, and organisations across New Zealand.
Specialist Advice
Practical, technical broking advice from a team focused on commercial and specialty risk.
Claims Advocacy
Active claims support — we represent your interests through the claims process, not the insurer's.
Tailored Risk Programmes
Structured insurance programmes built around the specific exposures of your business or organisation.
Independent, appointment-only insurance broking.
MJJ Risk works with a focused portfolio of New Zealand clients. We take time to understand the business, the people behind it, and the risks that matter — then design an insurance programme that responds.
Engagement is by appointment. That means structured reviews, considered recommendations, and clear documentation of what is — and is not — covered.
About MJJ RiskWhy clients choose MJJ Risk
Independent Advice
We are an appointment-only brokerage. Recommendations are made on the merits of the cover, not on volume targets.
Structured Market Access
Direct relationships with local and international insurers allow us to place risk where it best fits.
Support When Claims Arise
Early engagement, clear communication and active advocacy when a claim is notified.
Specialist insurance for New Zealand
Commercial, specialty and personal risk classes we broke for our clients.
Property & Material Damage
Cover for physical loss or damage to buildings, plant, stock and contents.
Public & Products Liability
Protection for legal liability to third parties arising from your operations or products.
Professional Indemnity
Cover for claims arising from professional advice or services.
Management Liability
Protection for directors, officers and the company itself for management exposures.
Motor & Fleet
Cover for commercial vehicles and vehicle fleets.
Cyber & Technology Risks
Response and liability cover for cyber events and technology exposures.
Construction & Contract Works
Cover for construction projects, contract works and associated liabilities.
Marine Cargo
Cover for goods in transit by sea, air, road or rail.
Product Recall
Support for the cost and disruption of recalling a product.
Trade Credit
Protection against non-payment by trade debtors.
Corporate Travel
Cover for employees and directors travelling for business.
Machinery Breakdown
Cover for sudden and unforeseen breakdown of plant and machinery.
Specialty & Scheme Insurance
Tailored programmes for industries, associations and member groups.
Health & Life
Personal risk solutions for individuals, key people and business owners.
Let's discuss your risk programme.
Speak directly with the MJJ Risk team about your business, your exposures and the cover that fits.